ADT® Authorized Dealer Serving Lubbock & Surrounding Areas
Father and children coming through the front door of their home
September 08, 2026

Can A Home Security System Lower Insurance Rates In Lubbock?

Yes! The majority of insurance companies provide discounts for home security systems in Lubbock, typically ranging from 5-20% based on serveral factors. Savings can differ significantly based on the insurer, where you live, and the sort of system you select. Learn how to get the most savings while giving your loved ones exceptional protection

Why Do Insurance Companies Offer Home Security Discounts?

Alarm systems reduce the risk of burglary, which means there’s a lower chance the insurer will have to pay a covered claim. Whenever you have monitored smoke detectors, water sensors, and CO sensors tied to your alarm system, the potential for damage from flooding and fires goes down as well. You’re helping the insurer by decreasing their payout risk. As a result, they’re pleased to offer a price savings.

What Lubbock Home Security Systems Give You The Biggest Discount?

Of course you want the biggest discount possible. Here’s how to do it:

  • Get a monitored system. A monitored system is ideal for your family, and it’s generally required by insurers to earn a discount. Gain peace of mind and save some money while you’re at it.

  • Include monitored environmental devices. You’ll likely earn a larger discount by reducing the risk of damage as a result of CO leaks, fires, and flooding. Having your carbon monoxide detectors, smoke alarms, and flood sensors monitored also supplies your family an essential backup during emergencies.

  • Install a complete security system. Installing a multi-layered defense with contact sensors, surveillance cameras, smart locks, motion sensors, and more, will be seen positively by the insurer and likely lead to greater savings.

Installing a surveillance device on its own won’t instantly qualify you for a discount. Know that your system should be monitored by professionals. 

Steps For Getting Your Home Security Insurance Discount In Lubbock

The first step to getting a discount on your premiums is to contact the insurance company after you install your security system. They will likely want to see documents such as a monitoring contract or professional monitoring certificate. Leading home security firms like ADT have experience with insurers and can assist with the needed paperwork.

ADT Systems Check All The Boxes For Insurance Discounts

If you want the best protection and insurance savings, select an ADT alarm system in Lubbock. Backed by the most extensive monitoring network in the nation, ADT offers unrivaled round-the-clock professional monitoring. You’ll also benefit from multi-layered systems with surveillance cameras, smart locks, environmental alarms, and more.

What Will You Save? Build Your New ADT System In Lubbock Today

The real advantage of ADT home security systems is the outstanding protection they provide for your Lubbock family. Getting discounts on your home insurance is icing on the cake. Build your new system today by reaching out to the ADT authorized dealers at Secure24 Alarm Systems. Phone (806) 302-1344 or fill out our form below.

Try the Security System Pricing Quiz to Receive Personalized ADT Package Options